Financial tools

Quick answers to everyday numbers.

A few simple New Zealand tax calculators. Handy for a quick estimate — and a good starting point for a proper conversation.

GST calculator

New Zealand GST at 15%.

Amount (GST-exclusive)

Net (excl. GST)—

GST (15%)—

Gross (incl. GST)—

Take-home pay

PAYE, ACC & KiwiSaver on a salary (2025/26).

Annual gross salary

KiwiSaver (employee)

PAYE income tax—

ACC levy—

KiwiSaver—

Take-home / yr—

Per month · week—

Set aside for tax

For sole traders — on your estimated net profit (2025/26).

Estimated annual net profit

Income tax—

ACC levy—

Suggested set-aside—

Put aside / month—

These calculators give indicative figures for general guidance only — they don't account for every situation (other income, Working for Families, student loans, exact ACC caps, etc.) and are not tax advice. For numbers you can rely on, book a consultation.